Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced REALTOR with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle (Ballard, Crown Hill, Phinney, Ravenna, Maple Leaf, Green Lake (Greenlake), Greenwood, Northgate, Lake City,University, Sand Point, Laurelhurst, Windermere, Fremont, Wallingford, Queen Anne, Westlake, Eastlake, Lake Union, Downtown, Madison Park), Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs!

Here is the NWMLS definition of a short sale:

“A “Short Sale” is a sale that does not produce sufficient funds to cover the existing monetary encumbrances against the Property, closing costs, real estate commissions, and other financial requirements of closing. Seller’s creditor(s) are those third parties who have an interest in the Property in the form of a deed of trust, some other security, or a lien (e.g. tax lien).”

See my problem with a short sale listing is that buyers go into the process without the full knowledge of how different it is from a “normal” transaction. The NWMLS has come up with a form to help, but making sure to use a short sale agent in the process is the best plan of attack. Short sales can be great deals, but knowing what is involved is key.

Knowing that a listing is a short sale is also key since there are no guarantees as to price or commission in a short sale. The offer is (or should be) always signed subject to lien holder approval. The lien holder almost always inevitably comes back with a higher price even if you offer the list price and they also usually come back with a lower commission amount for the two agents involved. False advertising all around in my opinion. The MLS is now stating that a short sale listing must be disclosed. This is a step in the right direction in my opinion.

Another really needed change: Short sale properties typically stay marked as “active” in the MLS while the approval from the lien holder is being obtained. This is frustrating for buyers out there and also bad for the MLS stats. I think the short sale numbers are actually seriously dragging down the area stats overall and the new rule is a helpful one in that. The properties with offers which are waiting for approval will be marked “pending – BU” until they go to “pending” and then “sold”. I am extremely pleased with this development which will be good for everybody. Other sellers in the neighborhood who may be waiting for a distressed property to come off the market before they put theirs on can now have an easier time without false lower priced competition.

Introducing Form 22SS:

The MLS’s short sale addendum for Washington state (Hallelujah!). It isn’t perfect, but it is going to help clarify a lot of the process and steps that have been unclear in the past. First of all the from states that the property is a short sale and that the lien holder has to approve the offer. The form then gives the seller so many days (default is 30 days) to get that approval. Mutual acceptance is explained as when the lien holder approval is delivered. 22SS Gives the buyer the option of checking a box to either say that the seller can accept other offers for lien holder approval while they wait for their answer or not. My advise on that to buyers is check the box that allows your deal to be the only deal in town. Of course, my advise for a seller is usually the opposite depending on the situation. Lastly, the new from gives the buyer the right to back out of the deal at any time prior to lien holder approval.

Instead, the 2008 market is very different, and those who are used to the easy flow of the past few years need to step up to a different ball field. This includes all parties to the transaction!

Buyers
need to understand that there are some incredible deals out there right now! Prices are generally very good as sellers try to compete with short sales and foreclosures that are sneaking on to the market. Seattle buyers have been complaining about a seller’s market for years and now find themselves in a buyer’s market finally! Even with this combined with the lower interest rates, there is still some reluctance to pull the trigger! I personally think there could be a few reasons for this hesitation which include uncertainty based on our political climate, uncertainty in the economy, and also a general lack of confidence in the strength of the housing market. Well, I have no idea who will end up in office, but I can tell you that our Puget Sound Economy is generally very good and jobs were up the last time I checked. People are also still buying and selling real estate even if prices have come down in some areas. Seattle is still one of the most undervalued West Coast cities and we are a major metro. If you are on the fence, get off.

Sellers
– Price your home reasonably and please be open to a negotiation. It isn’t personal –it’s just business. The buyers in 2008 like your house a lot, but they have a lot to choose from and they want to negotiate. De-clutter it, have it professionally Staged by an accredited Stager, and make it easy to show. Don’t skimp on commissions either – this is not the time to be choosing any other REALTOR except for a FULL service REALTOR – oh and make sure they in fact are an actual REALTOR. Did you know that not all real estate agents and brokers are REALTORS? The term is REALTOR, not realtor – it is a proper noun – and REALTORS actually abide by a higher standard of practice including a code of ethics. You need someone with a high level of expertise in marketing your home. This is also not the time to try a FSBO – stick with a market expert to guide you through 2008!

Agents & Brokers:
Be free with your information – that is what 2008 and beyond is about. There is value in sharing information rather than guarding it. In the past, we have tended to keep our knowledge close to the vest and in this changing market the consumer is looking for answers well before they make a purchasing decision. Open, honest, and down to earth advice and guidance is a must for a new market.

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced REALTOR with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle (Ballard, Crown Hill, Phinney, Ravenna, Maple Leaf, Green Lake (Greenlake), Greenwood, Northgate, Lake City,University, Sand Point, Laurelhurst, Windermere, Fremont, Wallingford, Queen Anne, Westlake, Eastlake, Lake Union, Downtown, Madison Park), Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs!

 If you are thinking of relocating to Seattle, I am an expert at Seattle Relocation services and can help you find the perfect home while making sure it is a solid financial investment! 

Seattle buyers: You might consider a short sale, but be prepared to wait and wait and wait. Not only will you not get an answer immediately when you put in an offer for a short sale, you will more than likely have to wait for weeks and weeks.  The bank is in no hurry to sell you this house for $50,000 or more under market, and they also like to drag their feet to wait for a better offer.  If you want the deal, you have to be very patient and understand what you are getting in to.

What is a short sale?

Simple Short Sale Definition:  A Short sale is when the seller owes more than the house can be sold for in the current market, so the bank has to agree to write off the difference and sell the house for less than they are owed.. Coming up with an acceptable price for the bank when they are losing money on a loan can be tricky and requires someone who is willing to go to bat for both parties – the buyer who wants to get a good deal and the seller who wants to get out of a loan without a foreclosure on their record. It is also in the bank’s best interest because they want to save on the time and money it would talk to foreclose on a property that is in arrears.

The problem? 

 There are no guarantees that just because a house is listed for a certain price that it will sell for that price or even close to it.  The listing agents list these short sale homes as “subject to lien holder approval” in the agent only remarks.  I strongly think that this lingo should also be put in the public comments so that a prospective buyer is well aware that the price is not a definite and that even the sale is not a definite until a lien holder approves of it. In fact, in most cases if you put in a full price offer, the bank will likely counter back at a higher price than the property is listed at! Doesn’t seem fair does it? There is a difference between an approved short sale and a short sale. With an approved at least there is some guarantee of price range, but the fact of the matter is that most short sales listed are not approved short sales. It is just too difficult to get a bank to pin down a number without an offer in front of them!

Good news!

The good news is that a Seattle short sale can work out for all parties involved and benefit all! Make sure you are working with someone that knows how to do a short sale! Search for Seattle Short Sales.

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced REALTOR with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property realestate (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle (Ballard, Crown Hill, Phinney, Ravenna, Maple Leaf, Green Lake (Greenlake), Greenwood, Northgate, Lake City,University, Sand Point, Laurelhurst, Windermere, Fremont, Wallingford, Queen Anne, Westlake, Eastlake, Lake Union, Downtown, Madison Park) & other Seatle neighborhoods, Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs!

This is how our parents and grandparents bought a house, and now having a down payment is a must when it comes to qualifying for a good loan! But where to find the money? Well, the first thing you should do is talk to a good Seattle lender – find out if you qualify for a house based on your credit and how much you can afford. The lender will also tell you how much of a down payment you will need. This will give you a good goal number. Make sure to consider closing costs which can run anywhere from $4000 to $10000 in some cases depending on your loan. In this market, I have been successful at getting the sellers to pay for the closing costs most of the time. If money is tight, then tell your agent you want the seller to pay closing costs and focus on your down payment amount.

It is amazing how the little things add up! Obviously cut back on travel, credit card interest, etc., but what about these? Look everywhere in your life and you will be surprised at how fast you can save the money…

Here are some ways to trim out money: Over $10,000 in only a year and in most cases!

1. Cut the lattes – better for the environment anyway with all those cups that get used. Go back to the free office coffee or make coffee at home. Even buying a home espresso machine is better than going out every day. In most cases these drinks are well over $3.00 each, but even at $3.00 x 7 = $21/week x 52 = $1092/yr.
2. Cut out the Restaurant eating. It is not as healthy as cooking whole foods anyway. Let’s just say one night out/week at $30 x 52 = $1560/yr A note on this is that I have never seen a tab be that cheap at a restaurant, but for illustration purpose, this money adds up fast!
3. Brown Bag it to work – Wow this is huge – Yes those lunch breaks can be the highlight of the day, but $5 – $10/day adds up! $5 x 5= $25/week x 52 = $1300/yr and that is on the cheap side as we all know.
4. Cut the soda – Bad for you anyway. I lost 16 pounds in a few months simply by dropping soda – Diet Cokes. When you do stop in at a drive thru or anywhere else and order a soda, it adds a huge percentage to the bill. Most places charge well over a dollar for a soda and in many cases closer to two dollars! $1.50 x 7= $10.50 x 52 = $546
5. Meal planning before grocery shopping -
   This is also huge! Plan your meal for the week. Making meals like spaghetti and burritos can save a lot of money through the week and also be great items for taking for lunches at work. Also – don’t shop while you are hungry! $600/yr minimum
6. Use the library – Stop buying books and CDs ($20/mo x 12 = $240/yr) – Libraries these days carry it all! Don’t order any more magazines or newspapers ($20 – $100/yr) and stop renting DVDs ($200 – $400/yr). Many library systems even have online ordering systems where you can order the movie you want much like Netflix. Total savings: at least $500/yr
7. Watch movies at home -
   Those movie theatre tickets have gotten pricey and don’t even get me started on the food! When did we decide that it was okay to let them charge us $5 for a soda???? Why not pop some popcorn and watch a library rental at home? Even if you only go twice a month, those visits can add up! $30/visit x 2 = $60 x 12 = $720
8. Dry Cleaning – Reduce it by wearing things at least twice or wearing no dry cleaned items. It is bad for the environment, expensive, and I can’t figure out why they won’t recycle or reused those darned wire hangers!!!! $20-$30/week $20 x 52 = $1040
9. Beauty – What about hair cuts and nail appointments? Why not skip a hair cut every other time or draw them out by one more week? Doing your own nails could also add tons of savings! Go for lower maintenance hair and nails so that there is no need for root touch ups or nail fills. $600/yr minimum savings
10. Outside Services for home-
    Housekeeping, lawn maintenance or care, window washing, bottled water, etc. can really add up, but cutting them out is big savings. $1000/yr minimum and a lot more in most cases.
11. Be more energy efficient - Switch to florescent bulbs, turn off lights, turn the heat down, and start seeing the benefits of reduced use. $500/yr minimum savings.
12. Cut your wardrobe budget – Most people have too many clothes in their closet already – I know I have some that collect dust! Why not dig out some of those oldies in a closet archeological expedition? Easily $500 in savings a year and probably over $1000 in some cases. $500/yr minimum savings
    
13. Cut out the gym – start a walking campaign and invest in a few free weights – this can save a minimum of $30/mo x 12 = $360
    
14. Wash your own car – Even at twice a month, those car washes add up! They range easily from $10 – $20! $10 x 2 = $20/month x 12 = $240/yr
    

There you go! Over ten thousand dollars in savings with a few changes and tweaks in lifestyle habits. I bet you can think of more! The $10k will be worth it!

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced REALTOR with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle (Ballard, Crown Hill, Phinney, Ravenna, Maple Leaf, Green Lake (Greenlake), Greenwood, Northgate, Lake City,University, Sand Point, Laurelhurst, Windermere, Fremont, Wallingford, Queen Anne, Westlake, Eastlake, Lake Union, Downtown, Madison Park), Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs!

The suburb of Green Lake became part of the city and in 1903 the city approved a park development plan from the Olmstead Brothers which included a lovely public park around Green Lake. So far you are bored and wondering where I am going with this because obviously there is a park around Green Lake that we all love and use as often as possible, right?

This is the amazing part: By the time Olmsted decided to design the park around Green Lake, the real estate developments had already been built down to the water’s edge! You know what Olmsted did so that we could have the park we have today?

In 1911 he decided to have Green Lake lowered.

He had the lake lowered and gained 100 acres of dry land for the park that we know today! Can you believe it? Can you imagine if you were a waterfront property owner at the time? What if he hadn’t? Can you imagine Green Lake without the park around it?

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced REALTOR with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle (Ballard, Crown Hill, Phinney, Ravenna, Maple Leaf, Green Lake (Greenlake), Greenwood, Northgate, Lake City,University, Sand Point, Laurelhurst, Windermere, Fremont, Wallingford, Queen Anne, Westlake, Eastlake, Lake Union, Downtown, Madison Park), Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs!

Different ways to purchase real estate and live in Seattle Neighborhoods & Seattle Suburbs:

Look for Built Green options out there – both in remodeled existing homes and also new construction.

Condos & Co-ops – Besides downtown, there are also many options through out Seattle neighborhoods and many condo complexes can also be found in surrounding suburbs.

Townhouses – Seattle townhouses are what I consider the current solution to bigger square footage on a smaller footprint – in the sixties and seventies a lot of split level homes were built because they were so economical and offered more square footage for less money. Townhouses are the new split level as far as economy goes, but styling has come a long way in three decades and Seattle townhomes offer stylish living and more square footage than condos in most cases. Check out different townhouse builders in Seattle and look at the finish work they offer. Little details in a townhouse makes a huge difference!

Lofts – Loft living in Seattle is a thing of beauty. Pioneer Square in particular has some of the most amazing lofts – old one hundred year old buildings that have been split up into condo lofts have soaring ceilings, gorgeous wood beams, and giant windows to look out on to the city. In addition, the roof top access can provide some of the best views of the areas. Storage and parking is at a premium, so look for buildings that offer both!

Houseboats – I love houseboats! I think there is nothing better than having a dock right outside your door and the lack of yard work to me is very appealing! Houseboats come in all different sizes and shapes – Houseboats at the end of the dock cost more because they have unobstructed views. Houseboats can be on docks that own the submerged land under them or on leased land. The type of ownership affects the price as well. There are CC&Rs and neighbors are in close proximity.

Houses – Houses come in all shapes and sizes and also in all ages – you can buy an in city Seattle oldie or a sprawling Seattle suburb house – Prices will vary and it is important to make a buyers check list as to what you are looking for!

Seattle has so many great choices and now that sellers are willing to negotiate, there are some great buys out there for the March 2008 Seattle real estate market.

I should clarify right now up front that I am not attacking Redfin. I am all for free enterprise and coming up with a different business model that does suit a small minority of extremely experienced and knowledgeable buyers. These buyers don’t want or need the hand holding and constant diligence that I can offer them before, during, and after a transaction. Fine.

I am not attacking this alternative business model because simply put, they are not my competition. The fact is when I was with a larger regional company I was already the real estate agent renegade because I have always given my own clients rebates in the form of closing costs, etc. alongside my FULL SERVICE. I opened my own brokerage partially so that I could do what I wanted to do for my clients without having to ask my broker for permission. I genuinely want to help my buyers financially to ease the stress of the transaction and improve their quality of life. So – before you call me greedy, please don’t.

The point is that even though I was going to help out my buyers financially, I didn’t decide to discount my service based on this fact by sending them out to call listing agents and making these other hard working agents do my work as a Full Service buyer’s agent. To quote another saying, I just don’t believe in building my business on the backs of others. In my opinion: it is a listing agent’s job to show the listing to a potential unrepresented buyer, but it is a buyer’s agent’s job to show a represented buyer a property. This is a point that can be argued back and forth in both directions to no end, so I will gloss over it for now except for this:

There is just too much potential liability associated with dual agency to not acknowledge that buyers and sellers should be represented separately and with this separate representation comes a clear delineation of duties on each side.

So that’s my opinion on the matter and here is my problem with some of Redfin’s clients:

Although I have seen it stated very plainly in black and white that Redfin absolutely does not encourage this behavior and I applaud them for doing so, every single Redfin buyer I have run into in the last twelve months has lied their pants off to me!!! It seems that even though they discourage misrepresentations to a listing agent, by charging touring fees after the initial free ones are gone, Redfin is still encouraging their budget conscience buyers to act in some really sneaky ways that may be out of character for them normally.

Seriously, I want to sell my listings to you, Mr. Redfin Buyer, but for goodness sakes, just tell me the truth!!! I am not stupid. Please don’t use a fake name, and then when I explain that I ID new buyers for my own safety, side step and break down and tell me the truth. In addition, this couple didn’t even show up when I agreed to open the house up!!! I am not some crazy gate keeper that needs to be lied to. Please don’t call me pretending to be interested in working with me as your buyer’s agent and ask me for all my professional contacts that I have worked so hard for (inspector, appraiser, lender, etc.). Please don’t pretend that you are unrepresented when you are a Redfin buyer because just like you can smell a real estate agent a mile away, I can smell a limited service buyer even more quickly.

I have no problem with you as a limited service buyer. I really don’t! Just tell me the truth.

Be honest that you don’t want to pay the relatively small fees that Redfin charges to show homes after your initial free tours are exhausted. It really isn’t that much money relative to the rebate you can get and it is the right thing to do. Or….hire a full service Seattle REALTOR. Just my two cents.

93 million dollars!

A jaw dropping 2.8 times the current value according to the PI! It isn’t a surprise that the majority of residents in the condo complex are willing to sell, but what does surprise me? There are some that don’t! I wish I had bought a couple of those condos a few years back – don’t you?

So how does this happen? In 1990 the state of Washington passed a measure which allows a condo to sell itself if at least 80% of the owners approve. That was not put in place for complexes built prior to that time, which are still under the 100% approval rule. So the neighbors at Laurelon who don’t want to sell still have a fighting chance of keeping their homes for now, but it seems according to the article that the condo board is looking at legal ways around that, too.

I understand someone not wanting to leave their home – take Edith Macefield for instance – the lovely woman in Ballard that refused to sell her home when she was offered something like a million dollars. I adore this woman, but driving by now and seeing her house swallowed up by giant concrete walls make me extremely sad. My favorite book as a child was The Little House and Ms. Macefield is the little house in real life. I wish the developer could have convinced her to let him move her house out to the country or somewhere with a lovely little view instead of the giant dark walls outside her kitchen window now. I lived in Ballard for a long time and I remember seeing her house in the middle of a parking lot for years and thinking how she must have lived there forever, but never did I think that Seattle would allow an older lady to have to finish out her long life in a house smothered by construction. I truly fault the city for what happened to Edith Macefield – I have no idea how it happened, but that building should have never gone up around her house.

So, progress happens in Seattle and although I love old Seattle and one of my favorite sites is www.VintageSeattle.org, I would much rather sell my home to an organization such as Children’s Hospital than a developer putting in a Trader Joe’s or whatever else is going in there.  But then, we do love our Trader Joe’s too….hmmmm.

Some of the basics – These Eastlake sellers did all things I asked them to do and followed my Seattle seller tips exactly! They updated some of the fixtures, cleaned the place completely, put in a few new touches, allowed me to put some Staging pieces in, and priced the place right! Our sale price was 98.76% of our list price and we closed successfully in about a month! Sellers who are serious about listing their houses and condos need to be very diligent in this market to make sure and follow a clear plan of attack when it comes to getting their home ready for the 2008 Seattle real estate market. Savvy Seattle buyers will respond as a result.

Want info on Green Seattle topics?

Seattle Built Green Info , Seattle Green Remodeling , Seattle Going Green Guide, Going Green in the Seattle Suburbs

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced REALTOR with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle (Ballard, Crown Hill, Phinney, Ravenna, Maple Leaf, Greenlake, Greenwood, Northgate, Lake City,University, Sand Point, Laurelhurst, Windermere, Fremont, Wallingford, Queen Anne, Westlake, Eastlake, Lake Union, Downtown, Madison Park), Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs!

 If you are thinking of relocating to Seattle, I am an expert at Seattle Relocation services and can help you find the perfect home while making sure it is a solid financial investment! 

Flood insurance wasn’t actually very accessible until the late sixties when a national flood insurance program was put into place. With this program came the availability of flood insurance for anyone who needed it and lived in a community that participated in the program. In addition, regulations in the form of floodplain maps were also put into place to provide specific levels of risk for any given area.. Flood coverage is required by your lender if you live in any of these high risk areas, but is not included on the standard home owner’s policy of the majority of real estate in Seattle and its suburbs.

This is a question each homeowner in Seattle and the entire Puget Sound should ask themselves. Do you live on low ground? At the bottom of a hill? Near a waterway? How is your property drainage? These are all factors which increase your risk of water intrusion and each homeowner should take the time to consult with an insurance agent and evaluate their own risk. I live on a hill and have sufficient drainage for my property. I keep my gutters in proper working order and also regularly monitor my weatherproofing plan. I do not have flood insurance. It is important to note that if you do decide to purchase flood insurance for your Seattle property, keep in mind that there is a thirty day waiting period in most cases.

The weather is beginning to turn in Seattle – I always know when the woodpeckers start banging on my chimney to attract mates that spring is near! More and more buyers will be out as warmer days set in and with this will come some competition. Sellers should have their full service agents price their home competitively. They should pay the extra money and have an accredited Stager help them get their home ready for the market if their Realtor suggests it. Spring on its way doesn’t mean that Seattle sellers don’t need to put their best foot forward so that a buyer’s first impression is the best it can be. The 2008 Seattle market is still strong, but just trickier and it takes savvy on your agent’s part and on your part to sell your home.

Smart Seattle buyers who are out there right now: it is possible to get incredible prices, deals and bonuses from these sellers without completely low-balling them on your offer! Have your Realtor be aggressive, but write a strong offer and choose where you want to negotiate rather than beating down the offer from all directions. The window of primo opportunity is getting smaller as more buyers realize how enticing Seattle real estate is right now!

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving Seattle neighborhoods and Seattle suburbs in both North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced REALTOR with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle neighborhoods (Ballard, Crown Hill, Phinney, Ravenna, Maple Leaf, Greenlake, Greenwood, Northgate, Lake City,University, Sand Point, Laurelhurst, Windermere, Fremont, Wallingford, Queen Anne, Westlake, Eastlake, Lake Union, Downtown, Madison Park) or Seattle suburbs (Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett) or other Seattle Suburbs!

Being more green can save you money on top of being good for Seattle! I have a lot of good ideas about living green in the Puget Sound, but I know that I got many of them from my friends, family, and clients. I can recall on many occasions exactly where some of these ideas were stolen from. For instance, I know for a fact that I should be bringing my own take out containers to restaurants that I frequent thanks to S&E.

?????S&E’s take out container idea: One day we went to lunch with S&E and after the meal they whipped old containers straight out of their canvas bag and started passing them around the table for us to scrape our left overs into. At first I honestly thought that they were crazy, but I complied and took my left over Phad Thai home in an old washed up cream cheese tub. I started thinking about the Styrofoam take out containers from most of the Thai places that I have been to and realized that S&E had it right, although they looked a bit hippy doing it. We can have a big impact on the environment by following their lead. So five stars to S&E for this one – it can really add up! (BTW, S&E also drive a hybrid car, use florescent lighting, and walk to the local farmer’s market to buy their organic groceries. They are a very good example for me to aspire to.)

I sent out the following email to many friends and clients:

I am doing a series on Going Green in Seattle online – I would love your tips and advice to include if you have time.  My clients and friends have always been so “in the know” about these things and I strive to put that good advice to use!  If you get a minute, I would love your top five ways to go green so that I can include them in the series?

Here are some of the basics in my own home that we strive for:

• Recycle like crazy and reuse as much as possible (instead of recycling cardboard box use it to send something out). I honestly believe that recycling is the very basic thing that all earthlings should do. I was surprised to find while visiting another state that there are places that actually do not recycle their cans, bottles, paper, etc. To me this is such a foreign concept. Every household should recycle at the very least. Even hazardous waste should be disposed of properly and there are places that do this. Recently our yard waste containers are now able to have food scraps in them and that has seriously cut down on our garbage output – things like pizza boxes and paper napkins can go in there, but I also like the idea of composting in Seattle!Seattle recycling info, Seattle hazardous waste disposal info, King County Hazardous Waste info, Snohomish County Hazardous Waste info, Snohomish County recycling info
• Less usage
  Turn the lights off if you aren’t using them and don’t use them as often as you think you might need to. Purchase the more efficient florescent bulbs for all your lighting fixtures – these come in an array of forms now and they actually look good now. We have been replacing all of our canned lights with the canned version of fluorescence over the last year. It is making a difference already in our bill and energy use. The only thing with these is to make sure proper disposal occurs because of mercury content. The hazardous waste sites take them and properly dispose of them.
  Lower the thermostat a degree or two in the winter for increased savings. Raise it a few degrees in summer if you need to use an air conditioner. I also use my curtains to help control the temperature in the house. Shorter showers (showers instead of baths), rain water to water plants outside – Less toilet flushes, never leave faucet running, Energy efficient appliances, hanging clothing out to dry in summer and washing clothing less (wear it a couple times at least if it is still clean…)
• Less driving/more efficient cars I have a large family and need a bigger car, but I was still able to find a Flex Fuel version of the car. Driving a Hybrid makes a difference and I plan on purchasing a Hybrid car in the next year. In the mean time, I try to drive less and do more work over the computer. I am able to sign my clients electronically to save energy and also add convenience to them. I use the fax and internet more and more to save gas! I also clump my trips together so that I am doing a big circle errand and hitting all my stops at once rather than driving to each one individually. A little extra planning really helps cut down on wasteful driving time.
  
• No Toxins in the house!!!
  Toxins in the house eventually reach our groundwater and streams….
  No chemicals in the lawn: We used to have a lawns service keep our lawn nice and green and it occurred to me one day that they were saturating my property with poisons that my children walk on and my dogs play in. I now have a patchy at best lawn full of moss here and there and bits of clover, but it is not leaching toxins into the groundwater. I occasionally will go outside with a tip from my hubby’s grandmother. She said to spray the dandelions at the base of the plant with a bit of vinegar and water in a spray bottle. It actually works like magic! They brown up in a couple days and go away for a while before I am out there with another spray bottle.No toxic cleaners…
  OK, I still have a few, but I am down to mostly Mrs. Meyers products and Method products. They work great, smell great, are better for the environment, and keep things tidy.

  No parabens – This one will probably make me look like a complete nut, but I do not allow products with parabens in my home AT ALL. No exceptions. Parabens are known to be endocrine disrupters and are found in just about everything – shampoos, lotions, make up, etc. – even found some in Huggie’s baby wipes! There have even been studies to suggest that they can cause breast cancer and low sperm count in men – just saying… So you rub the Body Shoppe Body Butter on your skin and shower it off into our water supply. Do some more research if you think I am off my rocker on this one, but I personally think parabens have a huge impact on our environmental health as well as our personal health. Products that I have found to be safe and paraben free: Oil Of Olay beauty fluid (just the basic stuff – I have seen parabens in their other products), Paul Mitchell Tea Tree Shampoo, Burts Bees – all products I have seen so far!

• Eat local and organic food! If it is local then it didn’t cost a lot of energy to get here. If it is organic then less impact on the earth went into producing it – no pesticides! S (of the S&E take out idea above) recently sent me info on a pesticide study done on Mercer Island children… The study showed that the pesticides are definitely getting into our kids’ bodies, but that they quickly were rid of pesticides once they began eating organic foods only.
  

OK – On to some of the ideas from you guys so far (keep them coming by the way):

• Jen says her cloth baby diaper service is awesome and she also uses canvas grocery bags. Here is a link to a Seattle cloth baby diaper service. There are pros and cons, but each site is very informative.
• I noticed that Animal Care Center (one of the best vets in Seattle is Tracy Tomlinson) in Mountlake Terrace has some interesting posters up about Dog waste pollution and its impact on the environment. My friend recently mentioned buying or making a dog waste solution for her back yard.
• I got flush the toilet less from both Rob & M – I would also add that buying a low flow toilet or dual flush model could go a long way. I personally have to recommend the Toto brand
• Rob says cloth diapers, solar panels, fluorescent light bulbs and less toilet flushing. I also saw recently that REI among others are selling cool solar chargers for cell phones, etc.
• Kathi likes rain barrels and I have to get at least two! Here is some info on attaching a rain barrel to your gutter system in Seattle. There are tons of Seattle rain barrel sources!

Look for more in upcoming segments – and please comment! Let me know what your amazing eco-ideas are for Seattle!

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced REALTOR with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle (Ballard, Crown Hill, Phinney, Ravenna, Maple Leaf, Greenlake, Greenwood, Northgate, Lake City,University, Sand Point, Laurelhurst, Windermere, Fremont, Wallingford, Queen Anne, Westlake, Eastlake, Lake Union, Downtown, Madison Park), Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs

In Seattle real estate, I have written about all the great Built Green properties in Seattle neighborhoods & Seattle suburbs before, but I thought it was pretty cool that the Master Builders Association in partnership with both King and Snohomish Counties also offer a Built Green Self Certification checklist for Seattle area remodelers, too!!! This is huge since I put all new energy efficient appliances in my house and also had Bamboo flooring installed throughout, but I also think it is so wonderful that Seattle buyers looking for a built green house can now look to existing properties for a Built Green rating!

Return on Your Investment?

Yes! Green for green! Seattle Built Green properties are popping up all over the place in the new construction arena. I think a great way to add value to your house before you decide to sell is to make sure that any remodels done are certified by this program as being green and better for the environment! It will add to your ability to market your home to all the savvy buyers out there looking for these types of properties, and it will be contributing to making Seattle real estate more green!

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced REALTOR with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle neighborhoods(Ballard, Crown Hill, Phinney, Ravenna, Maple Leaf, Greenlake, Greenwood, Northgate, Lake City,University, Sand Point, Laurelhurst, Windermere, Fremont, Wallingford, Queen Anne, Westlake, Eastlake, Lake Union, Downtown, Madison Park), Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs!

 If you are thinking of relocating to Seattle, I am an expert at Seattle Relocation services and can help you find the perfect home while making sure it is a solid financial investment!

Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced and with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle neighborhoods, Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs! If you are thinking of relocating to Seattle, I am an expert at Seattle Relocation services and can help you find the perfect home while making sure it is a solid financial investment!

Seattle real estate is a good buy and a strong investment, but what about other relocation issues like schools? If you have kids then have you checked in to the schools in Seattle neighborhoods and also the Seattle suburbs?  Sometimes finding Seattle school information might seem overwhelming. On top of providing various community profiles, my Cooper Jacobs Real Estate Services company website also provides detailed school reports for Seattle and its suburbs!  Once you find the schools you are interested in, you can also use another feature on the site to search for houses located around these schools! 

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving Seattle neighborhoods and Seattle suburbs in North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced and with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle (Ballard, Crown Hill, Phinney, Ravenna, Maple Leaf, Greenlake, Greenwood, Northgate, Lake City,University, Sand Point, Laurelhurst, Windermere, Fremont, Wallingford, Queen Anne, Westlake, Eastlake, Lake Union, Downtown, Madison Park), Shoreline (including Richmond Beach), Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs! If you are thinking of relocating to Seattle, I am an expert at Seattle Relocation services and can help you find the perfect home while making sure it is a solid financial investment!

Here are the Seattle townhome market update figures for real estate in 2008 for the Ballard, Greenlake, Fremont, Crown Hill, Sunset Hill, and Wallingford neighborhoods in Seattle.  This is on townhomes priced $500,000 and less.

There are 64 Seattle townhome listings on the NWMLS right now with a status of ACTIVE.  These range from a 2 bedroom/1 bath to a 3 bedroom/3.5 bath with an average of a 3 bedroom/2.25 bath layout.  Square footage ranges from 818 square feet to a spacious 2219 square feet with an average of 1531 square feet.  They range in price from $309,950 to $499,999 with an average of $427,678.  The average days on market for these townhomes is 73 days. 

So what is happening in this Seattle townhome market?  Well, while there are 64 listings to choose from, there are not a lot of new townhome listings coming on to the market.  This is probably due to the recent media scare tactics which may make some sellers or builder hesitant to put their properties on the market right now.  I have buyers who are very well qualified in this market, but the current inventory does not suit their needs for one reason or another, so we are actively looking for new townhome listings in this particular area of Seattle! 

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate neighborhoods and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced and with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle neighborhoods, Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs! If you are thinking of relocating to Seattle, I am an expert at Seattle Relocation services and can help you find the perfect home while making sure it is a solid financial investment!

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced and with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle neighborhoods, Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs! If you are thinking of relocating to Seattle, I am an expert at Seattle Relocation services and can help you find the perfect home while making sure it is a solid financial investment!

Chad & Vicky’s Espresso! (BTW – that is a picture of Chad and Vicky dressed up for Halloween 2007) – a great Seattle neighborhood place to go!

I should start this by saying that I am not by any means an anti-Starbucks girl – I love my lattes and was more than pleased to see a local Starbucks within twenty miles from my parents’ remote home outside of Scottsdale, AZ (although they left me high and dry when they closed for Christmas……), but enough is enough in some cases! There are already at least two locations on this particular side of town in Mountlake Terrace!

OK – Back to Chad & Vicky!!!!

Chad & Vicky’s Espresso has served me the most yummy lattes for almost nine years and I am sure they served many more before that. The combination of low prices, delicious drinks, and extremely fast and friendly service has always kept me coming back even during some of my most crazy diet kicks. No matter how many times I switch drinks, Chad always knows what I drink!

Chad & Vicky’s Espresso is on the corner of 228^th Street SW and Cedar Way in Mountlake Terrace. It is inside the south side of the Chevron station building. They have a convenient drive-thru and no matter how busy they get the service is still fast, consistent and friendly. Chad & Vicky get patrons from both the cars going in and out of the drive-thru line as well as the Mountlake Terrace and Brier locals who like to come inside and have a chat with them or in some cases have a longer talk.

So, Starbucks is putting in a brand new store right next door to Chad & Vicky’s Espresso! Chad was literally standing in its shadow as he served me my coffee this morning with a smile on his face as always. I am honestly disgusted by the audacity of a company that thinks they can thrive in the Mountlake Terrace market by parking themselves right next to the city’s most beloved local coffee fixture. I will even go a step further to say that I doubt anyone really did their research on this one. I could have given Starbucks far better locations to look at, and honestly, Chad probably would have given them some helpful tips, too, if they had asked him because that is the kind of guy he is.

I am pleased for the Mountlake Terrace residents who seem to have finally had their real estate values “validated” officially by Starbucks deciding to move in to a location that has previously hosted one failed business after another, but the blatant disregard for a community’s culture is not only disrespectful, but also just plain stupid from a business perspective. I would think a local company would care more for the local businesses, but I guess that is just me.

Courtney Cooper ….For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced and with a background in accounting – I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle, Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs! If you are thinking of relocating to Seattle, I am an expert at Seattle Relocation services and can help you find the perfect home while making sure it is a solid financial investment!